Karen Chau, Head of L&H Pricing Office Asia Swiss Re, is a Fellow of the Society of Actuaries since 2003. She currently leads the new business steering initiatives and projects for Swiss Re Asia, and is also responsible for driving operational excellence of the Pricing function as well as developing forward looking pricing methodology to broaden risk appetite and enhance pricing accuracy. Karen has worked in both direct and reinsurance companies, with broad experience spanning across various actuarial disciplines, including portfolio management, product development, pricing, experience studies, valuation, stochastic modelling, asset liability management and capital management.